The 6 Biggest Mistakes HOAs Make When Writing RFPs

Date
September 21, 2025
Written By
Paul Reeves
Category
RFPs
RFPs & Scopes

The 6 Biggest Mistakes HOAs Make When Writing RFPs


If your RFP is fuzzy, your bids will be all over the map. That means delays comparing proposals, more questions from vendors, and—worst of all—change orders later when contractors price the things your RFP never asked for. The fix isn’t fancy: it’s clarity. After 40+ years on both sides of the table, here are the six mistakes we see most—and how to avoid them.

Mistake 1: Vague Scope (No Quantities, No Specs, No Photos)

What happens: Contractors guess. You get “allowances” instead of hard numbers. Low bids win on paper and balloon on change orders.

Fix it Quantify everything, add photo logs, and write to outcomes and specifics.
Copy-paste language “Contractor shall remove and replace 120 LF of 24-gauge K-style gutter at Buildings 3–5; tie into existing downspouts; slope at 1/16” per foot minimum; color to match existing; include all hangers/sealants/straps.”

Mistake 2: Mixing Alternates into the Base Bid

What happens: If optional upgrades or alternates get lumped into the main scope, every contractor bids something different. One may include them, another may not. The result is “apples to oranges” — bids that look inconsistent and are impossible to compare fairly.

Fix it Keep the required work separate from the optional work. Clearly define the base bid as only the must-have items, then list each alternate on its own line with separate pricing. Provide a structured bid form so all contractors fill out the same sections, making comparisons simple.
Copy-paste language (Ready for your RFP) “Base Bid excludes Alternates A–C. Provide separate pricing for each alternate. Include unit prices for added LF/SF beyond plan quantities.”

Mistake 3: No Pre-Bid Walk or Questions Window

What happens: Bidders make different assumptions. Surprises pop up later.

Fix it
  • Require a mandatory pre-bid walkthrough and publish one shared Q&A addendum.
  • Have contractors email questions with “RFI” (Request for Information) in the subject line.
  • Send every answer to all bidders to keep the playing field level.

Mistake 4: No Schedule, Phasing, or Occupancy Limits

What happens: Work conflicts with residents, weather, or other projects.

Fix it State calendar realities (quiet hours, holidays, rainy season). Define phasing, crew size, and milestone dates.

Mistake 5: No Minimum Qualifications or Insurance Requirements

What happens: Unqualified bidders submit low numbers, then struggle or default.

Fix it Require license classes, years in trade, HOA references, and insurance. Be specific:
  • General liability
  • Vehicle insurance (state type and limits)
  • Workers’ compensation
  • Any special insurance needs
Heads-up If your property management company uses a vetting service, state the approval fee and lead time. We’ve seen projects delayed a full month while contractors complete vetting paperwork.

Mistake 6: Allowing Substitutions

What happens: Vendors swap cheaper products that don’t meet your needs.

Fix it List explicit brand, color code, and unit line for all required materials—and add “no substitutions.” For paint, sealant, or lumber, contact the manufacturer directly. Their reps are glad to be listed in the RFP and will even attend job walks. This keeps sourcing tight and scopes airtight.

Field Note: The Danger of Incomplete Inspections

We see incomplete scopes nearly every year. For example, an HOA skipped inspecting chimneys and second-floor walls because a few patios were inaccessible. One bidder priced the full scope, while another excluded the skipped areas and came in thousands lower—with fine print: “Any item not listed is not included.” That left the HOA exposed.

Fix it Whoever drafts the RFP must inspect every area of the property. If any portion is excluded—say, a backyard with a dog—note it explicitly in the RFP as excluded. Otherwise, it will become a costly change order later.

At-a-Glance: What “Good” Looks Like

  • Outcome-driven scope + quantities + photos
  • Structured bid form (base vs alternates, unit prices)
  • Pre-bid walk + Q&A addendum
  • Realistic schedule + phasing + occupancy limits
  • Minimum qualifications, insurance, references
  • Detailed materials list with no substitutions

What you need: A well-written RFP has a lot of moving parts—site photos, quantities, alternates, unit pricing, schedule limits, vendor qualifications, and material standards. Miss one and you invite delays and change orders. If you’d rather not juggle all of that, work with Reeves Construction Advisors. We’ll verify the site, write a clean scope and RFP, and bring back bids you can compare apples-to-apples—so your board can make a confident decision.

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